With the support of TFish, the project aims to support with micro loans to housewives from a poverty-stricken village in Huining county, Gansu province. It will promote income and provide development opportunities to women in the villages
After a long time preparation, the funds come into place. Funds would be distributed. To know more about the willingness of the women, we completed interviews for 26 households. After interviews, we got to know the ideas of the women in development. Based on it, we distributed the loans.
24 households applied the loans, but our funds can only support 20 households. We finally chose to give loans by means of lottery. 20 households were selected and the loans for each is 2000RMB, the cycle is 10 months.
There are 26 households in Lucha village. Most of them are left-behind senior citizens and children. Manual workers are a gap. Most of them are with low education and less idea in development. The villagers raise livestock and do plantation to make ends meet. For the use of loans, they chose to raise cow or goats. To ensure the proper use of the funds, we calculated the numbers of livestock they had, so that we know if the loans have been used in raising livestock.
After signing the contract, we distributed the loans. The villagers were surprised and said it was more efficient than the bank. We wanted them to receive the money as soon as possible and motivated the development for the women. The women with loans said they would buy more goats.
The next day, we visited a small bazaar near the village. I saw many familiar faces. They were buying goats and some of them were bargaining the price. They have acted very quickly.
Original article written by Cunjun Ma, translated by Maggie Li, and edited by Yanyan Zhang
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